Services

Today there's only one card you need to make purchases worldwide, the State Bank of Cerro Gordo's VISA EZChek ™ card. Now anywhere you see the VISA symbols, you can use your VISA EZChek™ card instead of cash, checks or credit cards.

 

Why Use The VISA EZChek™ Card?

It is a quick and easy way to pay for purchases or services and have them deducted directly from your checking account. It is accepted like a credit card anywhere VISA is accepted. Plus, you get a receipt for your records.

What Are My Added Conveniences?

  • Quicker than writing a check.
  • Worldwide acceptance. The VISA EZChek™™ card is accepted at places where your personal checks are not.
  • No interest payments. Use your VISA EZChek™ card at your favorite restaurant or gas station and pay in full as you go.
  • Shop by phone. With your VISA EZChek™ card, you can simply call in your order and give them your card number.
  • Peace of mind. In an emergency, you're covered.
  • Safety. Additional cash is as close as the nearest ATM machine.
  • Detailed transactions on your monthly account statement. Keep your purchase receipts and compare for easy record keeping.
  • View your VISA EZChek card transactions using eTouch24.
  • Zero liability.  If your card is lost or stolen, and charges are made on your account without your knowing, you are covered by the "Zero Liability Policy."  The bank may be able to give you provisional credit pending further investigation of the case.

The State Bank of Cerro Gordo VISA EZChek™ Card, it's fast, simple to use and saves you time. Spend your time doing the things you enjoy. And don't forget your VISA EZChek™ card when you go!

VISA Credit Card

    When you use the State Bank of Cerro Gordo VISA Credit Card for the purchase of goods or services, the following benefits are yours!

    Advantage - Basic

  • Travel Reservation Service
  • Bonus Travel Dividends
  • Vision Care Discount
  • Prescription Discounts
  • Payment Card Registration
  • Quarterly Newsletter
  • Key Registration
  • Auto Rental Discounts

    Travel Accident Insurance

    You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.

    Pick up your application at State Bank of Cerro Gordo.


VISA QuikCard

  • VISA QuikCards, the State Bank of Cerro Gordo's VISA gift cards, make a great gift for birthdays, graduations, employee gifts, holidays, or any other special occasions! 
  • A $25.00 - $249.00 credit amount costs $3.95/card for customers and $4.95/card for non-customers.  A credit amount of $250.00-$500.00 is $4.95/card for customers and $5.95/card for non-customers.
  • This is a one-time loadable card.

Bounce Protection

This is a special overdraft privilege for checking customers.  Having a check returned due to insufficient funds can be a costly and humiliating experience.  That’s why we provide “Bounce Protection”, a special overdraft privilege for the State Bank of Cerro Gordo's checking customers.  “Bounce Protection” gives you an extra level of protection against unanticipated cash flow emergencies and account reconciliation errors.  At the State Bank of Cerro Gordo, we do not encourage overdrafts.  As always, we encourage you to manage your finances responsibly.  The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned.  You may opt out of “Bounce Protection-”  Please call the bank for details regarding an opt out process.

Lock Boxes

Keep your valuable stored in a safe, secure place. Open up a safe deposit box today to protect your birth certificates, house deeds, car titles, and many more precious papers. Find out how you can get a free first- year rental on lock boxes by opening a Prestige Account.

SBCG Mobile (Mobile Banking) & eTouch24

  • SBCG Mobile - We offer 3 forms of mobile banking. (1) SBCG Mobile Text Banking where customers can receive balances and history. SBCG Mobile Text does not require Internet connectivity. While there are no State Bank of Cerro Gordo fees to use this product, text fees may apply and customers should check with their wireless provider to find out more details. (2) SBCG Mobile Web where customers can log into their eTouch24 Internet Banking account via web and transfer funds, receive balance information, pay bills, and view transactions. Customers can use SBCG Mobile Web regardless of your mobile carrier as long as you have the data plan and can access the Internet. While there are no State Bank of Cerro Gordo fees to use this product, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. (3) State Bank of Cerro Gordo App where customers who own an Android or iPhone can purchase the application from the app store. While there are no State Bank of Cerro Gordo fees and no fee to purchase the app, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. Before utilizing SBCG Mobile, customers should ALWAYS PASSWORD PROTECT your phone. While most mobile devices (and computers) can access public WiFi spots, State Bank of Cerro Gordo does not recommend customers use public WiFi spots to access their Internet Banking account information.

  • eTouch24 - View account activity online for your checking/savings/certificate of deposit and loan accounts
  • Transfer funds between accounts
  • Look at check images that have cleared account
  • Look for a specific check or a date range of items
  • Export history to personal financial software
  • View previous statements
  • Reconcile accounts
  • Initiate a stop payment
  • Add alerts to remind you when your balance falls below or goes above a certain amount.
  • PAY BILLS! Forget spending hours a month paying your bills. Now you can do it all in 15 minutes or less a month. It really is easy, try it out for yourself!
  • Enroll in eStatements, our Electronic Statements service. Receive statements electronically by safely and securely logging into your eTouch24 account. Use of this service is free and statements can be viewed or saved electronically. In order to begin to receive statements electronically, you must have a user name and password for eTouch24. Visit or call us to obtain a user name and password. Once inside your eTouch24 account, simply go to the eStatements tab at the top and complete the short 5-step enrollment process. Once enrolled, an email will be sent to you when your statement is ready to be viewed. In order to retrieve your statement or view your statement, log into your eTouch24 account and choose the account statement you would like to view. You have the option to "view" or "save". If you send statements to an accountant, this service can also be used to safely and securely send your accountant your statement as soon as it is ready. The bank will send it for you! For more questions regarding this service please contact us at 217-763-2741 or email us at customerservice@bankcerrogordo.com.
  • Teller24

    You are in touch with your accounts 24 hours a day, 7 days a week with our telephone banking system, Teller24. With Teller24 you can:

    • Easy access to your account information with our toll free phone number, 1-888-763-2741.
    • Access your checking, savings or certificate of deposit balances
    • Verify the amount of a specific check that has cleared
    • Verify your deposits
    • Transfer funds from one account to another
    • Determine if a direct deposit has been added to your account
    • Retrieve account activity
    • Stop payment on a check
    • Find current rates for certificate of deposit and individual retirement accounts
    • Access information on your loan
    • Transfer funds to make a loan payment.
    • Obtain our banking hours

    Bill Pay

    State Bank of Cerro Gordo's eTouch24 Internet Bill pay service is complimentary and easy to use!  Begin paying bills online for faster crediting to accounts and to save time.  eTouch24 Bill Pays are made at 12 noon and 2 a.m. on business days. Bill pay is also a “green” way to bank.  See Green Banking for more ways you can help the environment!


    Trust Services

    Please contact us at customerservice@bankcerrogordo.com if you are interested in trust services.


    Notary Services

    • As a full-service bank, we provide many registered notaries.  For customers, use of our notaries public is free; for non-customers, the notary fee is $1 per notarized item.

    Fraud Prevention

    Following are several tips to help you prevent fraud on your accounts:

    • Safeguard your information and shred any documents with personal information.
    • Don’t give out personal information over the phone, through the mail, or over the Internet unless you know who you are dealing with.
    • Protect your Social Security number.  Don’t carry your Social Security card in your wallet or write your Social Security number on a check.  Only give it out when absolutely necessary or ask to use another identifier.
    • Inspect your credit report and financial statements for charges you did not make.  Visit www.AnnualCreditReport.com or call 1-877-322-8228 to order a free credit report each year.
    • To place a fraud alert on your credit reports, call one of the three nationwide consumer reporting agencies
      • Equifax: 1-800-525-6285
      • Experian: 1-888-EXPERIAN (397-3742)
      • TransUnion: 1-800-680-7289
    • Should you have fraud on any accounts, close the account(s) and follow up in writing with copies of supporting documents. Ask for verification that the disputed account has been closed and the fraudulent debts discharged keep copies of documents and records of your conversations about the theft.
    • File a police report with law enforcement officials to help you with creditors who may want proof of the crime.
    • Report the theft to the Federal Trade Commission online at ftc.gov/idtheft, by phone at 1-877-ID-THEFT (438-4338), or 1-866-653-4261, or by mail at Identity Theft Clearinghouse, Federal Trade Commission, Washington, DC 20580.
    Back to Top

    Coin Collecting

    The State Bank of Cerro Gordo is proud to offer coin collecting services. For more information about coin collecting services, please contact Margaret Zackery at 217-763-2741.



    Green Services

    At the State Bank of Cerro Gordo, we are committed to helping our employees and customers “Go Green” and to being green at the Bank in our daily operations. Our “Go Green” accounts and services include:

    • eTouch24 with Free Bill Pay – Allows you to pay bills without writing checks or spending money on envelopes and stamps. Bill payments go electronically, so the paper and gas that it normally takes to drive to the post office is saved!
    • Teller24 - Telephone Banking – Instead of coming into the bank to check on your account, stay at home and call 1-888-763-2741 to find out the latest information on withdrawals, deposits, cleared checks, and more!
    • VISA EZChek Cards – Take the place of writing checks, save on paper and be environmentally friendly.  VISA EZChek transactions are quick, easy, free, and the cards usually last a few years before needing replaced.
    • Mobile Banking - SBCG Mobile is available in 3 forms. (1) SBCG Mobile Text Banking where customers can receive balances and history. SBCG Mobile Text does not require Internet connectivity. While there are no State Bank of Cerro Gordo fees to use this product, text fees may apply and customers should check with their wireless provider to find out more details. (2) SBCG Mobile Web where customers can log into their eTouch24 Internet Banking account via web and transfer funds, receive balance information, pay bills, and view transactions. Customers can use SBCG Mobile Web regardless of your mobile carrier as long as you have the data plan and can access the Internet. While there are no State Bank of Cerro Gordo fees to use this product, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. (3) State Bank of Cerro Gordo App where customers who own an Android or iPhone can purchase the application from the app store. While there are no State Bank of Cerro Gordo fees and no fee to purchase the app, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. Before utilizing SBCG Mobile, customers should ALWAYS PASSWORD PROTECT your phone. While most mobile devices (and computers) can access public WiFi spots, State Bank of Cerro Gordo does not recommend customers use public WiFi spots to access their Internet Banking account information. Click here to learn how to protect your bank information when using SBCG Mobile.