Personal Savings

Regular Savings

  • Opening deposit required.
  • No charge for the first two withdrawals in a 30-day period, all subsequent withdrawals are $2.00 each.
  • Fees could reduce the earnings on the account.
  • Interest Bearing Account.
  • We reserve the right to change the interest rate on a daily basis.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks), if received by 3:00 p.m. at any location.  Interest will be credited to the account semi-annually.
  • ATM card service charges apply.

Insured Investment (Money Market)

  • Interest bearing account.
  • Opening deposit required.
  • Minimum balance of $2,500.00. If balance falls below $2,500.00 any day during the month, a service charge of $10.00 will be applied.
  • Each check, transfer, withdrawal, or VISA EZChek transaction costs $1.00. Fourth or subsequent checks, transfers, withdrawals, or VISA EZChek card transactions cost an additional $5.00 per item.
  • ATM card service charges apply.
  • We reserve the right to change the interest rate on a daily basis.

Christmas Savers Club / Vacation Savers Club

  • $5.00 deposit required at account opening.
  • Deposits can be made using your pre-printed club coupons or by automatic credits from a debit account.
  • You may not withdraw from this account until the club payout date.
  • There are no fees associated with this account.
  • Earn interest on your funds deposited.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks), if received by 3:00 p.m. at any location.  Interest will be credited at maturity.
  • We reserve the right to change the interest rate on a daily basis.