Personal Certificates of Deposit

Personal / Certificates of Deposit

  7 – 30 Day Certificate 91 Day Certificate 182 Day Certificate 12 Month Certificate 18 Month Certificate 30 Month Certificate
Account Specifics            
Minimum Deposit $1,000.00 $1,000.00 $1,000.00 $500.00 $500.00 $500.00
Fixed or Variable Rate

Fixed Rate

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Fixed Rate

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Fixed Rate

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Fixed Rate

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Fixed Rate

See Current Rates

Fixed Rate

See Current Rates

Special Features Can deposit your funds from 7 – 30 days.

More Information

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7-30 Day

  • Account will mature in 7 to 30 days with the length of time selected at account opening.
  • Interest will be paid at maturity.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • Interest Rate and Annual Percentage Yield will not change until this account matures.
  • $1,000.00 opening deposit. Must maintain this balance to earn the APY.
  • Withdrawal of principal before account maturity, we may impose a penalty of an amount equal to all interest that would be earned if the funds had remained on deposit until maturity. Minimum forfeiture fee of $10.00.
  • May be automatically renewable.
  • If you choose to have it automatically renew, you will have ten days after the maturity date to withdraw funds without penalty.
  • If you elect single maturity, when this account matures, we will hold it in a non-interest bearing account.
  • If you close the account before interest is paid, you may not receive the accrued interest.
  • Fees could reduce the earnings on the account.
  • See current rates

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91 Day

  • Account will mature in 91 days.
  • Interest will be paid at maturity.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • Interest rate and Annual Percentage Yield will not change until this account matures.
  • $1,000.00 opening deposit. Must maintain this balance to earn the APY.
  • Withdrawal of principal before account maturity, we may impose a penalty of three (3) months loss of interest. Minimum forfeiture fee of $10.00.
  • May be automatically renewable.
  • If you choose to have it automatically renew, you will have ten days after the maturity date to withdraw funds without penalty.
  • If you elect single maturity, when this account matures, we will hold the funds in a non-interest bearing account.
  • If you close the account before interest is paid, you may not receive the accrued interest.
  • Fees could reduce the earnings on the account.
  • See current rates

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182 Day

  • Account will mature in 182 days.
  • Interest will be paid at maturity.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • Interest rate and Annual Percentage Yield will not change until this account matures.
  • $1,000.00 opening deposit-must maintain this balance to earn the APY.
  • Withdrawal of principal before account maturity. We may impose a penalty of three (3) months loss of interest. Minimum forfeiture fee of $10.00.
  • This account can be automatically renewable.
  • If you choose to have it automatically renew, you will have ten days after the maturity date to withdraw funds without penalty.
  • If you elect single maturity, when this account matures, we will hold the funds in a non-interest bearing account.
  • If you close the account before interest is paid, you may not receive the accrued interest.
  • Fees could reduce the earnings on the account.
  • See current rates

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12, 18, or 30 Month

  • Your account will mature in 12,18, or 30 months.
  • $500.00 opening deposit. Must maintain this balance to earn the APY.
  • Interest will be paid semi-annually.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • The interest rate and annual percentage yield will not change and will be in effect until this account matures.
  • Withdrawal of principal before account maturity.We may impose a penalty of six (6) months loss of interest. Minimum forfeiture fee of $10.00.
  • This account can be automatically renewable.
  • If you choose to have it automatically renew, you will have ten days after the maturity date to withdraw funds without penalty.
  • If you elect single maturity, when this account matures, we will hold the funds in a non-interest bearing account.
  • If you close the account before interest is paid, you may not receive the accrued interest.
  • Fees could reduce the earnings on the account.
  • See current rates

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